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ActiveWATERFRONTNO CDD
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$623,000
$382/sqft4% reduced
HOA: NoneTaxes: $7,690/yr79d on market
3 Beds|2 Baths|1,630 Sq Ft|Built 1966|1 Car Garage

Key Features

Canal FrontWater ViewSingle Story
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront & Dock
Waterfront
Canal - Saltwater
Water Frontage
46 ft
Water Body
TERRA CEIA BAY
Dock
Yes
Dimensions
19x30
Description
Dock - Open, Dock - Wood, Dock W/electric
Golf Course
Feature
Golf Carts Ok
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 4% ($27,000 off original)
  • 79 days on market
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Welcome to the sought-after waterfront community of Bay Colony, where boating enthusiasts enjoy direct deep-water access to Terra Ceia Bay with no bridges to the bay. This well-maintained 3-bedroom, 2-bath home features a 30-foot dock and boat lift, plus a spacious turning basin capable of accommodating larger vessels. Relax on the front porch and enjoy refreshing bay breezes, partial sunset views, and the laid-back coastal lifestyle that makes this community so desirable. Recent updates include new flooring, sinks, lighting, ceiling fans, and water heater, along with a new air conditioning system, fresh interior paint, attractive moldings, and storm shutters on select windows. The oversized side yard provides ample room to park a boat trailer, RV, or other recreational equipment. Bay Colony's deed restrictions allow for a variety of uses while helping preserve the character and appeal of the neighborhood. Never flooded during previous flood events. Conveniently located near I-75, US-19, US-41, and I-275, this home offers easy access throughout the Tampa Bay region. With Terra Ceia Bay and the Gulf waters beyond accessible from your backyard, you can enjoy boating, island hopping, fishing, and exploring destinations far beyond Florida's shores.

County
Manatee
Zip Code
34221

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,630 sqft
Construction
Block, Stucco
Roof
Shingle
Flooring
Ceramic Tile, Luxury Vinyl
Pool
No
HOA
None
  • Ceiling Fans(s)
  • Awning(s)
  • Dishwasher
  • Disposal
  • Range
  • Refrigerator
  • In Garage
  • Deck
  • Patio
  • Floodzone
  • In County
  • Paved
  • Unincorporated
  • Public
  • Dog Park
  • Golf Carts Ok
  • Bay/harbor Front
  • Canal Front
  • Community Boat Ramp
  • Fishing
  • Water Access
  • Waterfront
Bedrooms
3
Bathrooms
2
Year Built
1966
Construction
Block, Stucco
Flooring
Ceramic Tile, Luxury Vinyl
Roof
Shingle
Garage Spaces
1
Cooling
Central Air
Heating
Central
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.15 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$7,690
No HOA fees on this listing.
Down Payment20% — $124,600
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,150
HOA Fee
$0
Est. Property Tax
$641
Est. Insurance
$208
Total Est. Monthly Cost$3,999

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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