ActiveGATEDPOOL HOMEWATERFRONTNO CDD
$4,400,000
$1,045/sqft12% reduced
HOA: NoneTaxes: $16,980/yr220d on market

Bay Isles

1571 HARBOR CAY LN, LONGBOAT KEY, FL, 34228

View all homes for sale in Bay Isles
4 Beds|4 Baths|4,209 Sq Ft|Built 1987|2 Car Garage

Key Features

Private PoolCanal FrontWater ViewFireplace
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Acreage
Lot Size
0.59 acres
Lot Sqft
25,711 sqft
Lot Features
Corner Lot, Flood Insurance Required, Floodzone, Landscaped
Golf Course
Feature
Near Golf Course
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 12% ($600,000 off original)
  • 220+ days on market — seller may be motivated

Buyer Insights are informational only — always verify with your agent.

Experience the ultimate in luxury coastal living in this 4,209-square-foot stunning waterfront home, perfectly situated in the highly sought-after, gated Bay Isles Harbor Section—an exclusive boating community with only 67 custom residences on south Longboat Key. Designed for elegance and comfort, this timeless 4-bedroom, 3.5-bath estate welcomes you with a dramatic open main living area featuring soaring 23-foot ceilings filled with natural light, rich oak flooring, custom lighting and a gas/wood-burning fireplace. Expansive walls provide the perfect showcase for fine artwork, while the spacious living and dining areas flow seamlessly into a warm family room and a chef’s dream kitchen. The gourmet kitchen is equipped with custom mahogany cabinetry, premium stainless-steel appliances including an induction cooktop, a large island topped with quartzite countertops, and a bright breakfast area overlooking the pool and waterway. Sliding glass doors lead to your private outdoor oasis—a massive 28-foot saltwater pool with solar heating and a partially covered patio with heat-resistant coral stone tile. The luxurious master suite offers two walk-in closets, a sitting area or office, and a spa-inspired bathroom with translucent onyx walls and flooring, a soaking tub, and an oversized shower. Additional features include a large laundry and craft room, an oversized two-car garage with workbench, hurricane-impact windows and doors, reinforced garage doors, and a brand-new concrete tile roof. A beautifully landscaped circular drive welcomes guests, while the deep-water bayou behind the home provides direct access to Sarasota Bay—ideal for boating enthusiasts. Residents of Bay Isles enjoy 24-hour gated security, membership to the Bay Isles Beach Club, and close proximity to the Longboat Key Club, St. Armands Circle, world-class dining, shopping, and the brand-new five -star St. Regis Longboat Key Resort. This exceptional property offers the best of luxury, privacy, and the coveted waterfront lifestyle on Florida’s Gulf Coast. Sellers will repaint exterior of house whatever color Buyer selects before closing, upon firm executed Contract.

Subdivision
BAY ISLES
County
Sarasota
Zip Code
34228
Community
Bay Isles

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
4,209 sqft
Construction
Concrete, Metal Frame, Stucco, Frame
Roof
Concrete, Tile
Flooring
Brick, Ceramic Tile, Tile, Wood
Pool
Yes
HOA
None
  • Built-in Features
  • Ceiling Fans(s)
  • High Ceilings
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Vaulted Ceiling(s)
  • Walk-in Closet(s)
  • Window Treatments
  • Garden
  • Lighting
  • Outdoor Grill
  • Private Mailbox
  • Built-in Oven
  • Cooktop
  • Dishwasher
  • Disposal
  • Dryer
  • Exhaust Fan
  • Freezer
  • Microwave
  • Refrigerator
  • Tankless Water Heater
  • Washer
  • Wine Refrigerator
  • Electric Dryer Hookup
  • Inside
  • Washer Hookup
  • Covered
  • Deck
  • Patio
  • Rear Porch
  • Corner Lot
  • Flood Insurance Required
  • Floodzone
  • Landscaped
  • Near Golf Course
  • Near Marina
  • Oversized Lot
  • Paved
  • Private
  • Cable Connected
  • Natural Gas Connected
  • Phone Available
  • Public
  • Sewer Connected
  • Sprinkler Meter
  • Sprinkler Well
  • Underground Utilities
  • Water Connected
  • Association Recreation - Owned
  • Buyer Approval Required
  • Deed Restrictions
  • Gated Community - Guard
  • Special Community Restrictions
  • Street Lights
  • Bay/harbor Front
  • Canal Front
  • Gulf/ocean Front
  • Intracoastal Waterway
  • Water Access
  • Waterfront
  • Gated
  • Maintenance
  • Recreation Facilities
  • Security
  • Guard - 24 Hour
  • Escrow Reserves Fund
  • Management
  • Private Road
  • Recreational Facilities
  • Security
Bedrooms
4
Bathrooms
4
Year Built
1987
Construction
Concrete, Metal Frame, Stucco, Frame
Flooring
Brick, Ceramic Tile, Tile, Wood
Roof
Concrete, Tile
Garage Spaces
2
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.59 acres
Senior Community
No
Building Elevator
Pet Size
Large (61-100 Lbs.)
# of Pets
2
Max Pet Weight
100 lbs
Tax Year
2024
Annual Tax Amount
$16,980
No HOA fees on this listing.
Down Payment20% — $880,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$22,249
HOA Fee
$0
Est. Property Tax
$1,415
Est. Insurance
$1,467
Total Est. Monthly Cost$25,130

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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